Baccarat or baccara (/ˈbækəræt, bɑːkəˈrɑː/; French: [bakaʁa]) is a card game played at casinos. It is a comparing card game played between two hands, the "player" and the "banker". Each baccarat coup (round of play) has three possible outcomes: "player" (player has the higher score), "banker", and "tie". There are three popular variants of the game: punto banco, baccarat chemin de fer, and baccarat banque (or à deux tableaux). In punto banco, each player's moves are forced by the cards the player is dealt. In baccarat chemin de fer and baccarat banque, by contrast, both players can make choices. The winning odds are in favour of the bank, with a house edge of at least 1 percent.
Rules and How to Play Baccarat
The dealer deals out the cards face up—two each for the player and banker—and whichever hand totals closest to nine wins. If you’ve bet on the player hand and it has the closest to nine, the winnings are simply double what you bet.
If you’ve bet on the banker hand and it wins, it pays 95 percent of your wager. When the cards dealt are greater than nine, you have to add the two together and drop the one (or two) to get the value.
For example, a hand of nine and seven cards dealt would add up to 16, and with the first digit dropped, the value in the game is six.
Here are some more rules to help you ace a baccarat game:
- If either the player or banker is dealt a total of eight or nine, both the player and banker stand.
- If the player’s total is five or less, then the player will receive another card. Otherwise, the player will stand.
- If the player stands, then the banker hits on a total of 5 or less.
- The final betting option, a tie, pays out 8-to-1. Conveniently, there are also sheets at the table for you to keep track of your score.